About

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Who We Are

About Ryat Capital (PTY) LTD

Ryat Capital (PTY) LTD is a licensed and regulated Financial Services Provider (FSP), authorized by the Financial Sector Conduct Authority (FSCA) of United Kingdom

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We specialize in building modern, transparent, and compliant financial infrastructure that connects Africa’s economies with the global financial system.

Founded with a clear mission — to bridge the gap between Africa and the world — Ryat Capital provides secure, fast, and transparent cross-border payment solutions, helping individuals, SMEs, and financial institutions move money without barriers.

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Driving access, inclusion, and innovation through regulated, technology-driven payment solutions

Empowering Africa’s Financial Ecosystem

Our Mission

To empower Africa’s financial ecosystem by providing regulated, technology-driven payment solutions that ensure access, inclusion, and efficiency across borders.

Our Vision

To create a continent where individuals and businesses can send, receive, and trade value globally — freely, securely, and instantly.

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Trust

We build lasting confidence through transparency, accountability, and strict regulatory compliance.
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Integrity

Every decision, partnership, and transaction reflects our commitment to honesty and ethical excellence.
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Innovation

We pioneer modern financial solutions that advance inclusion, connectivity, and sustainable growth.
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Security

We safeguard every client and transaction with enterprise-grade technology and rigorous FSCA oversight.
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Values

Our Core Values

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Who We Are

What We Do

Ryat Capital offers a full suite of regulated financial services designed to simplify and secure money movement.
Our operations combine real-time FX engines, payment gateways, compliance frameworks, and liquidity solutions — all aligned with FSCA standards and global best practices.

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Cross-Border Payments:

Instant international transfers with complete transparency

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Foreign Exchange (FX) Management:

Smart, real-time currency conversions with no hidden costs.

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Treasury & Liquidity Services:

Manage funds efficiently through regulated and monitored systems.

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Financial Infrastructure:

API-based technology built for scalability, security, and compliance.